Auto Insurance - Is it Necessary?

If you are driving a car, you better have car insurance. If you get into an accident and it is your fault, you may responsible for any and all damage that is done to property and other people. If you have no insurance you may be sued and lose everything you own.

In most states it is a law that you must carry auto insurance. In fact you cannot get license plates for your car without proof of insurance. If you get pulled over without proof of insurance you may just get a ticket. Sometimes they will drop the ticket if you show the court that you did get insurance.

In Florida, you are required to carry personal injury protection which may cover up to 80% of your medical bills up to $10,000.00 if you are injured in an auto accident. You may want to consider carrying uninsured drivers coverage so that If you are in a car accident and the other driver has no insurance, your injuries may be covered.