Uninsured Motorist Lawyer

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The Uninsured Motorist

The uninsured motorist is a driver who does not have auto insurance to cover possible accidents that occur while they are driving. Though, it is common for every driver to at least have liability coverage when they drive. Most areas have laws in place to make certain that every driver has the minimum insurance coverage just in case an accident does occur. It is considered to be unlawful to drive without insurance. The uninsured motorist has no insurance coverage to pay for expenses if they cause an auto accident. Some drivers have uninsured motorist coverage in order to put in place a safety net in case an uninsured motorist is at fault in an accident. This type of insurance may cover the accumulated expenses that are associated with an accident.

Why You Should Hire An Uninsured Motorist Attorney

A Fort Lauderdale uninsured motorist lawyer has the knowledge and experience necessary to help if an insured motorist and an uninsured motorist get into an accident. Many expenses tend to follow after any type of incident and not every motorist carries uninsured motorist coverage. This is where a qualified lawyer can step in and help the situation. There are claims that will need to be filed in this type of scenario. An attorney can ease the tension of the entire situation since the average person is not as familiar with the legal system and the necessary guidelines that must be followed in a predicament like this. It is not uncommon for a lawsuit to follow after an accident takes place and all parties involved will benefit from a legal advocate in this occurrence. There is an abundance of laws that may come into play when an uninsured driver is involved in an accident. The lawyer has the ability to sort through these complicated situations with more ease and will have the experience necessary to help you most efficiently deal with your accident.

Resolving An Accident

If you are involved in an accident with an uninsured motorist or if you have caused an accident without having insurance, you should know the steps that need to be taken after the accident has occurred. These include the following:


The police will need to be called. This will be useful because law enforcement will present all of the facts in a clear manner


Take care of yourself if you are injured and inform police of your medical needs


Be sure to exchange information; ask for drivers license and ensure you obtain the license plate information


Inform your own insurance company; transparency in every situation is useful. Honest information will benefit everyone. If you do not have insurance, you should tell the police and be prepared for the outcome


Assess your own vehicle; be sure to document any damages right away if you are able to do so


Seek legal representation; a qualified lawyer and a credible law firm will be able to sort through the legal issues that will follow

Legal Action

Many vehicular accidents will involve some type of legal action since a cause of the accident must be determined and compensation will be necessary if damages have occurred. An uninsured driver who caused an accident may not be able to pay for the damages without the insurance coverage to back them up. It will be important for everyone to understand that legal action and the outcome of each case varies and is unique to that situation. You should not expect each incident or accident to have the same resolution as another legal case since there are many factors that go into a new case.

Various Routes: The Legal Aspect

If a driver does not have insurance and there has been an accident, there are various routes that can be taken in order to resolve the situation. Some motorists may opt to live with the damages caused to their vehicle without pressing charges. This may not be an option for many because they may need to get their vehicle repaired and someone will need to pay the fees. An experienced Fort Lauderdale attorney will take the time to discuss the different types of options you have after the car accident and provide you with sound legal advice about all options and the benefits that they can provide.